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Jyoti Samriddhi Bachat Khata

As per NRB Unified Directives  2075,  E Pra. Directives No. 6/075 and 19/075 and  Amendment made on 2075, Chaitra-27 on the same through circular no  Ba.Bi.NI.BI Niti Paripatra/KAKHAGA/22/075/75 regarding the opening arrangement of a new account for those customers who have not maintained their account at any bank and financial institution of the country, We Jyoti Bikash Bank Limited, propose to introduce a new savings account product named "JYOTI SAMRIDDHI BACHAT KHATA" in line with the directives of Nepal Rastra Bank.  This product is aimed to facilitate all the Nepalese Citizens who don't have an account in any banking institutions. The transaction limit of JYOTI SAMRIDDHI BACHAT KHATA is limited to Rs.100000.00 (In words One Hundred Thousand Only) per annum. KYC and other required documents should be updated if the transaction limit exceeds.


This product will be served to all Nepalese citizens who don't have an account in any banking institutions. As per the NRB circular, JBBL can reward Rs.100.00  to new savings account opened under “Kholau Bank Khata Abhiyan 2076”  to the customer who has not maintained their account in any bank and financial institution in Nepal. JBBL shall l open the new savings account at Zero balance and provide interest on daily closing balance to be credited on a quarterly interval basis.


  • Interest rate: Competitive interest rate. Click here
  • Min balance Rs. 0
  • NPR 100/- will be deposited in each customer's account from the bank's side
  • Free Cheque Book issuance
  • Free ABBS facility
  • Free C-ASBA facility
  • On-demand Account statement
  • Connect IPS/IPS service
  • Mobile Banking facility
  • Visa Debit card issuance facility

Quick & Easy Access