November.23, 2022
"Spot the Correct Ball Contest" Terms and Conditions
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November.18, 2022
Selected Candidates for the post of Management Trainee
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November.10, 2022
Auction Notice Details
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November.07, 2022
Selected Candidates for the post of JA (Contract)
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September.06, 2022
List of Non-operative account since 10 years as on 32/03/2079 B.S(16/07/2022 A.D)
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February.23, 2022
JBBL Negative tax list (F.Y. 2077-078)
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February.01, 2022
Notice to update Mobile Number
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January.26, 2022
JBBL Dividend Rejection List
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January.25, 2022
Mr. Hari Chandra Khadka appointed as Chairman of Jyoti Bikash Bank Limited
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November.29, 2021
List of non‐operative account for 10 years
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August.01, 2021
Subsidy Loan Customer List for Fiscal year 2077-78
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Standard Tarrif Charge

Charge Head Charge
Cancellation of Good For Payment Cheque  Rs 300
Interest Earned Certificate/Other  Rs 500
Duplicate Statement Issuance Rs 10 per page
Account statement charge sent through fax/mail Rs 5 per page
Account statement charge sent through courier  Actual cost of courier
Cheque issuance against lost of requisition slip  Rs 200
Cheque Returned Unpaid (From Counter)  Rs 250
Cheque book destroy crossing six months  Rs 100
Issuance of Manager's Cheque as per request of customer Rs 250
Cancellation of Manager's Cheque  Rs 100
Stop Payment Of Manager Cheque 200
Withdrawal Slip/ Issuance of One leaf Cheque  Rs 50 
Free for Bank staff/NEA staff accounts and BOD/exBOD
Free for Social Security Account
ABBS Charge  Free
Charge to publish death notice  Actual Charge
Account Scheme Change Rs 50
Issuance of Debit/Credit Advice Free
Duplicate of Debit/Credit Advice  Rs 50
Record Retrieval
Within 3 months of transaction  Free
From 3 months to 1 years  Rs 100
From 1 year to 2 years  Rs 200
After 2 years Rs 300
Standing Instruction(as per customer request)  Rs 200 per instruction
Courier Charge  Actual or minimum Rs 100, whichever is higher.
Fixed Deposit Premature/Cancellation
For FD crossing half tenure period 2% charge on deal amount for the period of remaining time
For FD not crossing half tenure period Interest rate of minimum saving rate for elapsed time period
For FD of Co-operatives/Institutions upto 2% charge on deal amount for the elapsed time period
CCTV footage Retrieval Charge  Rs 500 (Except regulatory and local authorities)
Below 2,00,000.00  Free
Rs 2,00,000.00 Rs 10
Above 2,00,000.00 Rs 15
High Value Clearing  Rs 100
Express  Rs 100
FCY Cheque presentment  Rs 15
Late presentment  Rs 200
Inward cheque return  Rs 250
Transaction amount based slab  
Upto Rs 500  Rs 2
Rs 500 to Rs 50,000 Rs 5
Above 50,000.00  Rs 10
FCY Transaction Fee  Rs 10
Time Schedule  
For transaction settled in Morning Exchanger Rs. 10
For transaction settled in Afternoon Exchange Rs. 20
For transaction settled in Evening Exchange Rs. 100
Jyoti Remit
Rs 1-Rs 10,000  Rs 100
Rs 10,001-Rs25,000.00  Rs 150
Rs 25,001-Rs 60,000.00 Rs 200
Rs 60,001-Rs 100,000 Rs 300
Other Remittance  Actual cost
ATM & Card
Debit Card Issuance 
Rs 700
Re-PIN charge  Rs 150
Fake claim charge Rs 250
ATM charge if not collected with in 90 days  Rs 300
Balance inquiry of us (Member & Non-Member within Nepal)  Rs. 5 - 20
Balance inquiry of us (India)  Rs. 50
Stop request /card block  Rs. 100
Linking new account  Rs. 100
ATM Cash withdraw Fee-Nepal

Free for first two transactions in other

bank’s terminal in a month (English Calendar) and

Rs. 20 per transaction from third transaction)

ATM Cash withdraw Fee-India  Rs. 250
ATM Access Fee(Cross Boarder Fee)  As defined by the Acquiring Bank
Installment Basis Card Fee per year (Visa Debit Card & Visa
Instant Debit Card) Rs 150 Validity
Rs. 150
Validity of the Card 6 years
Prepaid Dollar Card  
Issuance Fee  Rs.500
Cash Load fee  Rs. 150 (Free for 1st Load)
Validity  3 years

Cash load limit 

USD 500 per annum
Mobile Banking Fee
Registration /renewal Fee  Rs 200
Password Reset Fee  Rs. 50
Validity of the Service  1 year
Block/Unblock Charge  Rs. 50
Internet Banking
Registration /renewal Fee  Registration: 150 (individual/Corporate) Renewal: 100
Password Reset Fee  Rs. 50
Validity of the Service  1 year
Registration Charge for Online

Locker Charge

Type Volume of Locker(cubic cm) Security Deposit Annual Rental Charge
Small Below 10400 cubic cm  Rs 5,000  Rs 2500
Medium 10400 cubic cm to 13500 cubic cm Rs 7,000 Rs 4500
Large 13501 cubic cm to 28000 cubic cm  Rs 10,000  Rs 5500
Extra Large  Above 28000 cubic cm  Rs 15,000  Rs 8000

Breaking of Locker (if Customer lossed key): Equivalent to security deposit or actual cost whichever is higher.
* The security deposit is refundable at the time of surrender of the locker key by the customer.


  • Charges on clearing service shall be as same as of the STC of Nepal Clearing House Limited (NCHL). Any amendment on the STC of NCHL shall supersede the charge of bank STC.
Guarantee Commission
Bid Bond 0.25% p.q. to 0.60% p.q. or (min. Rs. 1,000 p.a.)
Performance Bond  0.25% p.q. to 0.60% p.q. or (min. Rs. 1,500 p.a.)
Advance Payment  0.40% p.q. to 0.80% p.q. or (min. Rs. 2,500 p.a.)
Counter Guarantee 0.20% p.q. to 0.40% p.q. or (min. Rs. 1,500 p.a,$50 for foreign Counter Guarantee)
Supplier Credit Guarantee  0.40% p.q. to 0.80% p.q. or (min. Rs. 1,500 p.a.)
Amendment (except enhancement and extension  Rs. 1,500
CIC/Inquiry  As per CIC provision

Credit Administration

Secured Transaction Registry/Enquiry

NPR 500 per Registration/Enquiry

loan management/Service
charge :​
Business Loan (Overdraft & Term)  1.%
Housing Loan  1.%
Personal Loan  1.%
Real Estate Loan  1.%
Share Loan  1.%
Real Estate Loan 1.%
Gold Loan
Upto NPR 2,00,000.00 0.50%
NPR 200,001.00 to NPR 500,000.00 0.40% or Minimum NPR 1,000.00
NPR 500,001.00 and Above 0.25% or Minimum NPR 2,000.00
Agriculture Loan  1.%
Educational Loan 1.%
Hire Purchase Loan  1.%
Professional Loan 1.%
Microfinance Loan 1.%
Startup Flexi Loan 1%
Subsidy Loan As Per the NRB guidelines from time to time
Deprived Sector wholesale
Others (Force Loan etc) 1.%
Loan Against Life Insurance Policy 0.50%
Deprived Sector wholesale
Deprived Sector Wholesale Lending Renewal Rs.10,000 Flat
Renewal charge for All Funded Loan Except deprived sector 
wholesale lending
Commitment fee for unutilized limit  0.20% of unutilized portion
Prepayment charge ( upto loan limit 50 lakhs) NIL
Prepayment Charge on outstanding / prepaid loan amount (above loan limit NRP 50 lakh)
If loan is prepaid within 2 years Upto 100% of loan management fee / service fee
If loan is prepaid from 2 years to 5 years Upto 50% of loan management fee / service fee
If loan is prepaid after 5 years Upto 20% of loan management fee / service fee
Swap charge on outstanding / swapped loan amount
If loan is swapped within 2 years Upto 100% of loan management fee / service fee
If loan is swapped from 2 years to 5 years Upto 50% of loan management fee / service fee
If loan is swapped after 5 years Upto 20% of loan management fee / service fee

Prepayment charge / swap charge on term loan with fixed interest rate

Upto 100% of loan management fee / service charge with the consent of the borrower.
Service Charge in case of loan swap from BFI 0.20%
Loan Pre-disbursement charge 0.10% to 0.50% of disbursed amount per day or Rs.5,000 whichever is higher.
Share Pledge charges per institution  Actual Charge Only
Collateral release charges before maturity ( OD a/c)  No charge in case of branch transfer
Partial Release charge Rs. 5,000 to Rs. 25,000 per release**
Credit Reply (enquiry) Rs. 500

1.In case of Inter state collateral, higher limit will charged.
2.Partial Release include the Release of Collateral and Personal Guarantor.
3.Clause is not applicable in partial release of pledged share in the case of Share Loan.

Standard Tariff Charge(STC) for DP Services

Charge Head Charge Remarks
BO account opening Rs 50 One Time
BO account renew  Rs 100 Annually
Meroshare registration  Rs. 50 One Time
Meroshare renew  Rs. 50 Annually
Pledge  Rs. 50 Per script
BO account closing  Rs. 25 Per account
BO-BO transfer  Rs. 100 Per transfer
Rematerialization  Rs. 50 One Time
Family transfer or Partition  2% of Paid Up Capital or 200, whichever is higher Per transfer

STC for Death Transfer of Beneficial Owner (DP Services)

Securities paid up account Charge
Up to Rs. 100,000 0.5% or minimum Rs 25
From Rs. 100,000 to Rs. 500,000  0.2% or minimum Rs 500
From Rs. 500,000 to Rs. 1,000,000  0.15% or minimum Rs 1,000
Above Rs. 1,000,000  0.1% or minimum Rs 1,500


Note: All the charge of DP service shall be as same as of the STC of CDSC.  Any amendment on the STC of the CDSC shall supersede the charge of the bank STC.


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