Charge Head | Charge | |
---|---|---|
Cancellation of Good For Payment Cheque | Rs 500 | |
Interest Earned Certificate/Other | Rs 500 | |
Duplicate Statement Issuance | Rs 50 per page and maximum Rs. 500 in total. | |
Account statement charge sent through fax/mail | Rs 50 per page | |
Issuance of Balance Certificate | Nil (Rs. 1000 for subsequent issuance of same tenure restricting debit/credit transaction for that day) | |
Duplicate FD Certificate | Rs. 250 | |
Account statement charge sent through courier | Actual cost of courier + Rs. 100 | |
Cheque issuance against lost of requisition slip | Rs 250 | |
Cheque Returned Unpaid (From Counter) | Rs 250 | |
Cheque Dishonored (For ECC Inward) | Rs. 500 for every return | |
Cheque book destroy crossing six months | Rs 250 | |
Issuance of Manager's Cheque as per request of customer | Rs 500 | |
Cancellation of Manager's Cheque | Rs 500 | |
Stop Payment Of Manager Cheque | Rs 500 | |
Withdrawal Slip/ Issuance of One leaf Cheque | Rs. 50 (Amount upto Rs. 50,000) | |
Rs. 100 (Rs. 50,001 to Rs. 200,000) | ||
Rs. 200 (Rs. 200,001 to below Rs. 1,000,000) | ||
Free for Social Security Account | ||
ABBS Charge | Free | |
Charge to publish death notice | Actual Charge | |
Account Scheme Change | Rs.100 | |
Issuance of Debit/Credit Advice | Free | |
Duplicate of Debit/Credit Advice | Rs.100 | |
Record Retrieval | ||
Within 3 months of transaction | Rs.100 | |
From 3 months to 1 years | Rs.250 | |
From 1 year to 2 years | Rs.500 | |
After 2 years | Rs.750 | |
Standing Instruction(as per customer request) | Rs.250 per instruction | |
Courier Charge | Actual or minimum Rs 100, whichever is higher. | |
C-ASBA/ASBA Charge | Rs. 5 | |
CCTV footage Retrieval Charge (view only) | Rs. 1000 (Except regulatory and local authorities) | |
FD/ recurring deposit Premature/Cancellation | ||
For FD crossing half tenure period | 2% charge on deal amount for the period of remaining time | |
For FD not crossing half tenure period | Interest rate of minimum saving rate for elapsed time period | |
For FD of Co-operatives/Institutions | upto 2% charge on deal amount for the elapsed time period | |
FD of institutions shall not be premature before 6 months | ||
For Recurring Deposit (Not crossing 3 month) | Interest rate of minimum saving rate for elapsed time period | |
For Recurring Deposit (After 3 month) | 2% charge on deal amount for the period of remaining time | |
For Dui Guna FD | For FD crossing half tenure period: 2% charge on deal amount for the period of remaining time | |
For FD not crossing half tenure period: Interest rate of minimum saving rate for elapsed time period. | ||
Clearing | ||
Below 2,00,000.00 | Free | |
Rs 2,00,000.00 | As per NCHL | |
Above 2,00,000.00 | As per NCHL | |
High Value Clearing | As per NCHL | |
Express | As per NCHL | |
FCY Cheque presentment | Rs. 15 | |
Late presentment | As per NCHL | |
IPS | ||
Transaction amount based slab | ||
Upto Rs 500 | As per NCHL | |
Rs 500 to Rs 50,000 | As per NCHL | |
Above 50,000.00 | As per NCHL | |
FCY Transaction Fee | As per NCHL | |
RTGS | ||
Time Schedule | ||
For transaction settled in Morning Exchanger | As per NCHL | |
For transaction settled in Afternoon Exchange | As per NCHL | |
For transaction settled in Evening Exchange | As per NCHL | |
Jyoti Remit | ||
Rs 1-Rs 10,000 | Rs 100 | |
Rs 10,001-Rs25,000.00 | Rs 150 | |
Rs 25,001-Rs 60,000.00 | Rs 200 | |
Rs 60,001-Rs 100,000 | Rs 300 | |
Other Remittance | Actual cost | |
ATM & Card | ||
Validity of the card | 6 Years | |
ATM Issuance Fee | Rs. 1000 (Full Payment) | |
Reissuance of ATM | Rs. 1000 (Full Payment) | |
Replacement of card (lost) | Rs. 1000 (Full Payment) | |
Re-PIN charge | Rs. 150 | |
PIN Refresh | Rs. 50 | |
Fake claim charge | Rs. 500 | |
ATM charge if not collected with in 90 days | Rs. 300 | |
Balance inquiry off us (Member & Non-Member within Nepal) | Rs.20 | |
Balance inquiry off us (India) | Rs. 50 | |
Stop request /card block | Rs. 100 | |
Card unblocks | Rs. 100 | |
Linking new account | Rs. 200 | |
ATM Cash withdraw Fee-Nepal |
Rs. 15 per transaction |
|
ATM Cash withdraw Fee-India | Rs. 250 | |
ATM Access Fee(Cross Boarder Fee) | As defined by the Acquiring Bank | |
Installment Basis Card Fee per year (Visa Debit Card & Visa Instant Debit Card) |
Rs. 200 | |
E-commerce Activation Fees | Rs. 100 | |
E-commerce Annual Charge | Rs. 100 | |
E-commerce block | Rs. 100 | |
E-commerce unblocks | Rs. 100 | |
E-commerce deactivation | Rs. 100 | |
Prepaid Dollar Card | ||
Issuance Fee (Customer): | Rs.500 | |
Cash Load fee (Customer): | Free for 1st Load | |
Rs. 150 (for 2nd load) | ||
Rs. 200 (for 3rd load) | ||
Rs. 250 (after 3rd load) | ||
Unload/Withdrawal fee | Rs. 350 (withdrawal rate as per FCY buying rate) | |
Block charge | Rs. 300 | |
Unblock charge | Rs. 200 | |
CVV resend charge | Rs. 100 | |
Credit Card |
||
Issuance/Joining Fee (Customer) | Rs. 500 | |
Annual Fee | Rs. 700 | |
Card- Reissuance Fee | Rs. 500 | |
Pin Re-generation Fee | Rs. 150 | |
Limit Enhancement Fee | Rs. 250 | |
Transaction Alert Service | Free | |
E-commerce Activation | Free | |
Card Unblock/ Pin Refresh Fee | Free | |
Dispute Management Fee | As per VISA rule | |
Late Payment Fee | Rs. 500 | |
Mobile Banking Fee | ||
Registration Fee | Rs. 250 (Individual) | |
Renewal Fee | Rs. 250 (Individual) | |
Password Reset Fee | Rs. 50 (self-initiated free) | |
Validity of the Service | 1 years | |
Block/Unblock Charge | Rs. 50 (for unblock) | |
Rs. 100 (for Block) | ||
Mobile number modification | Rs. 500 | |
Account linkage charge | RS. 50 (Same client code) | |
Internet Banking | ||
Registration /renewal Fee | Registration: 150 (individual/Corporate) | |
Renewal: 100 | ||
Password Reset Fee | Rs. 50 | |
Validity of the Service | 1 year | |
Registration Charge for Online Account |
Free | |
Locker Charge
Type | Volume of Locker(cubic cm) | Security Deposit | Annual Rental Charge |
Small | Below 10400 cubic cm | Rs 10,000 | Rs 2500 |
Medium | 10400 cubic cm to 13500 cubic cm | Rs 10,000 | Rs 4500 |
Large | 13501 cubic cm to 28000 cubic cm | Rs 10,000 | Rs 5500 |
Extra Large | Above 28000 cubic cm | Rs 15,000 | Rs 8000 |
Note: -Breaking of Locker (if Customer losses key): Equivalent to security deposit or actual cost whichever is higher. -Charges on clearing service shall be as same as of the STC of Nepal Clearing House Limited (NCHL). Any amendment on the STC of NCHL shall supersede the charge of bank STC. -All the charge of DP service shall be as same as of the STC of CDSC. Any amendment on the STC of the CDSC shall supersede the charge of the bank STC. |
Guarantee Commission | |||||
Bid Bond | 0.25% p.q. to 0.60% p.q. or (min. Rs. 2,000.00 p.a.) | ||||
Performance Bond | 0.35% p.q. to 0.60% p.q. or (min. Rs. 2,000.00 p.a.) | ||||
Advance Payment | 0.50% p.q. to 0.80% p.q. or (min. Rs. 2,500.00 p.a.) | ||||
Counter Guarantee | 0.20% p.q. to 0.40% p.q. or (min. Rs. 1,500.00 p.a,$50 for foreign Counter Guarantee) | ||||
Court Guarantee | 2% p.a., if 100% cash backed. | ||||
3% p.a., if backed by Real Estate collateral | |||||
Supplier Credit Guarantee | 0.45% p.q. to 0.80% p.q. or (min. Rs. 2,500.00 p.a.) | ||||
Amendment (except enhancement and extension ) | Rs. 2500 | ||||
Bank Guarantee Cancellation Charges | Rs. 2000 (before expiry) | ||||
CIC Fee | As per actual on the basis of CIC Provision | ||||
Secured Registration Charge | As per actual | ||||
Claim Handling Charge | Rs. 1000 per claim | ||||
Credit Administrative Charge / Loan Management Fee / Service Fee |
|||||
Subsidy Loan |
As per the NRB guidelines from time to time |
||||
Loan to Microfinance Institution under Deprived Sector Lending | Prime | Standard | Other | ||
Fresh/Enhancement | 0.25% | 0.25% | 0.50% | ||
Renewal | 0.05% | 0.05% | 0.10% | ||
Loan to Microfinance Institution other than Deprived Sector Lending | Prime | Standard | Other | ||
Fresh/Enhancement | 0.25% | 0.50% | 1.00% | ||
Renewal | 0.05% | 0.10% | 0.20% | ||
Note: The above Categorization shall be made as per Bank Internal Categorization | |||||
All other Funded Loans | |||||
Fresh/Enhancement | 1.00% | ||||
Renewal | 0.20% | ||||
Commitment fee (Revolving Nature) | 0.20%, if average utilization is below 60%, on unutilized gap amount | ||||
Commitment fee (Term Nature) | 0.20% of unutilized portion for one time | ||||
Gold Loan | |||||
Upto NPR 2,00,000.00 | 0.50% | ||||
NPR 200,001.00 to NPR 500,000.00 | 0.40% or Minimum NPR 1,000.00 | ||||
NPR 500,001.00 and Above | 0.25% or Minimum NPR 2,000.00 | ||||
Prepayment charge (loan limit above 50 lakhs) | |||||
If loan is prepaid within 2 years | Upto 100% of loan management fee / service fee | ||||
If loan is prepaid from 2 years to 5 years | Upto 50% of loan management fee / service fee | ||||
If loan is prepaid after 5 years | Upto 20% of loan management fee / service fee | ||||
Swap charge on outstanding / swapped loan amount | |||||
If loan is swapped within 2 years | Upto 100% of loan management fee / service fee | ||||
If loan is swapped from 2 years to 5 years | Upto 50% of loan management fee / service fee | ||||
If loan is swapped after 5 years | Upto 20% of loan management fee / service fee | ||||
Prepayment charge / swap charge on term loan with fixed interest rate |
Upto 100% of loan management fee / service charge with the consent of the borrower. | ||||
Service Charge in case of loan swap from BFI | 0.20% | ||||
Loan Pre-disbursement charge | 0.10% to 0.50% of disbursed amount per day or Rs.5,000 whichever is higher. | ||||
Share Pledge charges per institution | Actual Charge Only | ||||
Collateral release charges before maturity ( OD a/c) | No charge in case of branch transfer | ||||
Partial Release charge / Replacement Charge (Collateral and PG) | Rs. 5,000.00 to Rs. 25,000.00 | ||||
Credit Reply (enquiry) | Rs. 500 | ||||
Issuance of Loan Clearance Certificates | Rs. 1,000 | ||||
Partial Release / Replacement Charge (Share Loan) | 0.20% of Replaced limit | ||||
Black Listing | As per Actual Charge |
Note: Any amendment if applicable as per NRB, then all charges of bank will be superseded by NRB
Standard Tariff Charge(STC) for DP Services
Charge Head | Charge | Remarks |
---|---|---|
BO account opening | Rs 50 | One Time |
BO account renew | Rs 100 | Annually |
Meroshare registration | Rs. 50 | One Time |
Meroshare renew | Rs. 50 | Annually |
Pledge | Rs. 50 | Per script |
BO account closing | Rs. 25 | Per account |
BO-BO transfer | Rs. 100 | Per transfer |
Rematerialization | Rs. 50 | One Time |
Family transfer or Partition | 2% of Paid Up Vaule or 200, whichever is higher | Per transfer |
STC for Death Transfer of Beneficial Owner (DP Services)
Securities paid up account | Charge |
---|---|
Up to Rs. 100,000 | 0.5% or minimum Rs 25 |
From Rs. 100,000 to Rs. 500,000 | 0.2% or minimum Rs 500 |
From Rs. 500,000 to Rs. 1,000,000 | 0.15% or minimum Rs 1,000 |
Above Rs. 1,000,000 | 0.1% or minimum Rs 1,500 |
Note: All the charge of DP service shall be as same as of the STC of CDSC. Any amendment on the STC of the CDSC shall supersede the charge of the bank STC.