Standard Tarrif Charge

Charge Head	Charge
Cancellation of Good For Payment Cheque	Rs 300
Interest Earned Certificate/Other	Rs 500
Duplicate Statement Issuance	Rs 10 per page
Account statement charge sent through fax/mail	Rs 5 per page
Account statement charge sent through courier	Actual cost of courier
Cheque issuance against lost of requisition slip	Rs 200
Cheque Returned Unpaid (From Counter)	Rs 250
Cheque book destroy crossing six months	Rs 100
Issuance of Manager's Cheque as per request of customer	Rs 250
Cancellation of Manager's Cheque	Rs 100
Stop Payment Of Manager Cheque	200
Withdrawal Slip/ Issuance of One leaf Cheque	Rs 50
	Free for Bank staff/NEA staff accounts and BOD/exBOD
	Free for Social Security Account
ABBS Charge	Free
Charge to publish death notice	Actual Charge
Account Scheme Change	Rs 50
Issuance of Debit/Credit Advice	Free
Duplicate of Debit/Credit Advice	Rs 50
Record Retrieval
Within 3 months of transaction	Free
From 3 months to 1 years	Rs 100
From 1 year to 2 years	Rs 200
After 2 years	Rs 300
Standing Instruction(as per customer request)	Rs 200 per instruction
Courier Charge	Actual or minimum Rs 100, whichever is higher.
Fixed Deposit Premature/Cancellation
For FD crossing half tenure period	2% charge on deal amount for the period of remaining time
For FD not crossing half tenure period	Interest rate of minimum saving rate for elapsed time period
For FD of Co-operatives/Institutions	upto 2% charge on deal amount for the elapsed time period
CCTV footage Retrieval Charge	Rs 500 (Except regulatory and local authorities)

Clearing
Below 2,00,000.00	Free
Rs 2,00,000.00	Rs 10
Above 2,00,000.00	Rs 15
High Value Clearing	Rs 100
Express	Rs 100
FCY Cheque presentment	Rs 15
Late presentment	Rs 200
Inward cheque return	Rs 250

IPS
Transaction amount based slab
Upto Rs 500	Rs 2
Rs 500 to Rs 50,000	Rs 5
Above 50,000.00	Rs 10
FCY Transaction Fee	Rs 10

RTGS
Time Schedule
For transaction settled in Morning Exchanger	Rs. 10
For transaction settled in Afternoon Exchange	Rs. 20
For transaction settled in Evening Exchange	Rs. 100
Jyoti Remit
Rs 1-Rs 10,000	Rs 100
Rs 10,001-Rs25,000.00	Rs 150
Rs 25,001-Rs 60,000.00	Rs 200
Rs 60,001-Rs 100,000	Rs 300
Other Remittance	Actual cost

ATM & Card
Debit Card Issuance Fee(New/Renew/Supplementary/Lost/Damage)	Rs 700
Re-PIN charge	Rs 150
Fake claim charge	Rs 250
ATM charge if not collected with in 90 days	Rs 300
Balance inquiry of us (Member & Non-Member within Nepal)	Rs. 5 - 20
Balance inquiry of us (India)	Rs. 50
Stop request /card block	Rs. 100
Linking new account	Rs. 100
ATM Cash withdraw Fee-Nepal	Rs. 15 per transaction
ATM Cash withdraw Fee-India	Rs. 250
ATM Access Fee(Cross Boarder Fee)	As defined by the Acquiring Bank
Installment Basis Card Fee per year (Visa Debit Card & Visa Instant Debit Card) Rs 150 Validity	Rs. 150
Validity of the Card	6 years
Prepaid Dollar Card
Issuance Fee	Rs.500
Cash Load fee	Rs. 150 (Free for 1st Load)
Unload fee	Rs. 250
Validity	3 years
Cash load limit	USD 500 per annum
Mobile Banking Fee
Registration /renewal Fee	Rs 200
Password Reset Fee	Rs. 50
Validity of the Service	1 year
Block/Unblock Charge	Rs. 50

Internet Banking
Registration /renewal Fee	Registration: 150 (individual/Corporate) Renewal: 100
Password Reset Fee	Rs. 50
Validity of the Service	1 year
Registration Charge for Online Account	Free

Locker Charge

Type	Volume of Locker(cubic cm)	Security Deposit	Annual Rental Charge
Small	Below 10400 cubic cm	Rs 5,000	Rs 2500
Medium	10400 cubic cm to 13500 cubic cm	Rs 7,000	Rs 4500
Large	13501 cubic cm to 28000 cubic cm	Rs 10,000	Rs 5500
Extra Large	Above 28000 cubic cm	Rs 15,000	Rs 8000
Breaking of Locker (if Customer lossed key): Equivalent to security deposit or actual cost whichever is higher. * The security deposit is refundable at the time of surrender of the locker key by the customer. Note: Charges on clearing service shall be as same as of the STC of Nepal Clearing House Limited (NCHL). Any amendment on the STC of NCHL shall supersede the charge of bank STC.

Guarantee Commission
Bid Bond	0.25% p.q. to 0.60% p.q. or (min. Rs. 1,000 p.a.)
Performance Bond	0.25% p.q. to 0.60% p.q. or (min. Rs. 1,500 p.a.)
Advance Payment	0.40% p.q. to 0.80% p.q. or (min. Rs. 2,500 p.a.)
Counter Guarantee	0.20% p.q. to 0.40% p.q. or (min. Rs. 1,500 p.a,$50 for foreign Counter Guarantee)
Supplier Credit Guarantee	0.40% p.q. to 0.80% p.q. or (min. Rs. 1,500 p.a.)
Amendment (except enhancement and extension	Rs. 1,500
CIC/Inquiry	As per CIC provision
Credit Administration
Secured Transaction Registry/Enquiry	NPR 500 per Registration/Enquiry
loan management/Service charge :
Business Loan (Overdraft & Term)	1.%
Housing Loan	1.%
Personal Loan	1.%
Real Estate Loan	1.%
Share Loan	1.%
Real Estate Loan	1.%
Gold Loan
Upto NPR 2,00,000.00	0.50%
NPR 200,001.00 to NPR 500,000.00	0.40% or Minimum NPR 1,000.00
NPR 500,001.00 and Above	0.25% or Minimum NPR 2,000.00
Agriculture Loan	1.%
Educational Loan	1.%
Hire Purchase Loan	1.%
Professional Loan	1.%
Microfinance Loan	1.%
Startup Flexi Loan	1%
Subsidy Loan	As Per the NRB guidelines from time to time
Deprived Sector wholesale lending-new	0.25%
Others (Force Loan etc)	1.%
Loan Against Life Insurance Policy	0.50%
Deprived Sector wholesale lending-New	0.25%
Deprived Sector Wholesale Lending Renewal	Rs.10,000 Flat
Renewal charge for All Funded Loan Except deprived sector wholesale lending	0.20%
Commitment fee for unutilized limit	0.20% of unutilized portion
Prepayment charge ( upto loan limit 50 lakhs)	NIL
Prepayment Charge on outstanding / prepaid loan amount (above loan limit NRP 50 lakh)
If loan is prepaid within 2 years	Upto 100% of loan management fee / service fee
If loan is prepaid from 2 years to 5 years	Upto 50% of loan management fee / service fee
If loan is prepaid after 5 years	Upto 20% of loan management fee / service fee
Swap charge on outstanding / swapped loan amount
If loan is swapped within 2 years	Upto 100% of loan management fee / service fee
If loan is swapped from 2 years to 5 years	Upto 50% of loan management fee / service fee
If loan is swapped after 5 years	Upto 20% of loan management fee / service fee
Prepayment charge / swap charge on term loan with fixed interest rate	Upto 100% of loan management fee / service charge with the consent of the borrower.
Service Charge in case of loan swap from BFI	0.20%
Loan Pre-disbursement charge	0.10% to 0.50% of disbursed amount per day or Rs.5,000 whichever is higher.
Share Pledge charges per institution	Actual Charge Only
Collateral release charges before maturity ( OD a/c)	No charge in case of branch transfer
Partial Release charge	Rs. 5,000 to Rs. 25,000 per release**
Credit Reply (enquiry)	Rs. 500

***
1.In case of Inter state collateral, higher limit will charged.
2.Partial Release include the Release of Collateral and Personal Guarantor.
3.Clause is not applicable in partial release of pledged share in the case of Share Loan.

Standard Tariff Charge(STC) for DP Services

Charge Head	Charge	Remarks
BO account opening	Rs 50	One Time
BO account renew	Rs 100	Annually
Meroshare registration	Rs. 50	One Time
Meroshare renew	Rs. 50	Annually
Pledge	Rs. 50	Per script
BO account closing	Rs. 25	Per account
BO-BO transfer	Rs. 100	Per transfer
Rematerialization	Rs. 50	One Time
Family transfer or Partition	2% of Paid Up Capital or 200, whichever is higher	Per transfer

STC for Death Transfer of Beneficial Owner (DP Services)

Securities paid up account	Charge
Up to Rs. 100,000	0.5% or minimum Rs 25
From Rs. 100,000 to Rs. 500,000	0.2% or minimum Rs 500
From Rs. 500,000 to Rs. 1,000,000	0.15% or minimum Rs 1,000
Above Rs. 1,000,000	0.1% or minimum Rs 1,500

Note: All the charge of DP service shall be as same as of the STC of CDSC. Any amendment on the STC of the CDSC shall supersede the charge of the bank STC.

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Standard Tarrif Charge

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