Nepal is agricultural country. About 65% of the population of the country depends on agriculture for their livelihood and agriculture is the main source for international trade. This product is designed for financing for focus to cater the rural and semi urban farmers, who have creditworthy plan, passion and honest attitude and lacks sufficient capital to materialize their dream. In fact, a combined target for lending is focus on providing loan to agriculture sector with the provision of subsidy as already prescribed by NRB.