January.19, 2020
MT Interview List
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January.09, 2020
12th AGM Notice
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December.20, 2019
Interview Result of JTA
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M Banking

Jyoti Bikash Bank has implemented latest version of Mobile banking called Jyoti-Smart. Its upgraded version of mobile banking which can be operated on both SMS and Internet Mode. Customer can get wide range of services from Jyoti Smart.


  • Balance Inquiry, Account Statement, Cheque Book Request.
  • Forex Exchange rate Inquiry.
  • Branch Navigation via google map.
  • Fund Transfer in own Banks other accounts and within fonepay member banks within Nepal.
  • Merchant Payments
  • Electricity Bill Payments of NEA.
  • Mobile Top and Recharge for NT, NCELL , Dish home
  • Internet Bill payments of various ISPs.
  • Fund transfer to eSewa Wallet.
  • Feedback to bank.


  • SMS and GPRS notification of each transaction alert.
  • Can be operated on internet (WIFI /Mobile Date) so that every time SMS cost will be saved to customer end.
  • QR Code scanning and QR Payments
  • QR Merchant addition 
  • Can be operated on SMS mode if internet is unavailable.
  • Equipped with Strong Security features: like, One Time Password, (Transactional Password), Device IME / MAC address binding to particular mobile set, improved encryption for data transmission.
  • Can be used to pay for any merchant which are already in fonpay member bank e.g. ( BUS TICKET, MOVIE TICKET)
  • User friendly design.
  • Multiple accounts can be linked via single mobile accounts.
  • More interactive

Quick & Easy Access