February.23, 2022
JBBL Negative tax list (F.Y. 2077-078)
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February.01, 2022
Notice to update Mobile Number
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January.26, 2022
JBBL Dividend Rejection List
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January.25, 2022
Mr. Hari Chandra Khadka appointed as Chairman of Jyoti Bikash Bank Limited
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November.29, 2021
List of nonā€operative account for 10 years
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August.01, 2021
Subsidy Loan Customer List for Fiscal year 2077-78
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Pariwartankari Karja

Grow your business exponentially with our new product “Pariwartankari Loan”.  With maximum LTV ratio and minimal requirement of financial documents, the product can really fulfil your financial needs.

With us you can avail “Pariwartankari Loan” for all kinds of residential, commercial, industrial and agricultural lands. Even agricultural land with limited access to motorable roads are accepted as collateral for availing loan.

With simplified process, minimal documentation and flexible collateral acceptance coupled with maximum LTV ratio, you no longer have to worry for availing loan for your business.

Purpose

Grow your business exponentially with our new product “Pariwartankari Loan”.  With maximum LTV ratio and minimal requirement of financial documents, the product can really fulfil your financial needs.

With us you can avail “Pariwartankari Loan” for all kinds of residential, commercial, industrial and agricultural lands. Even agricultural land with limited access to motorable roads are accepted as collateral for availing loan.

With simplified process, minimal documentation and flexible collateral acceptance coupled with maximum LTV ratio, you no longer have to worry for availing loan for your business.

Features

  • Loan upto 100% of sales of previous year in case of existing entity.
  • Loan upto 50% of sales as per projected financial statement in case of new entity.

 

  1. Business type:
    • Existing entity or new entity

 

  1. Target customer:
    • All MSMEs

 

  1. Loan amount:
    • Minimum 3 lakhs upto 50 lakhs

 

  1. Interest rate:

 

  1. Collateral requirement
    • Residential, commercial, industrial and agricultural land
    • Newly purchased machinery is also accepted as collateral

 

  1. Nature of facility:
    • Term Loan only

 

  1. Tenure of loan:
    • Maximum tenure of the loan is 15 years

 

  1. Repayment modality:
    • Equated monthly installment

Required Documents

  • Duly filled loan application form of the bank
  • Photograph and copy of citizenship of applicant and guarantors
  • Copy of registration of the business.
  • Details of net worth of the guarantors.
  • Financial Declaration Document in case of existing entities.
  • Projected financial statement in case of new entities.
  • Any other related documents as necessary

Quick & Easy Access

Make your banking experience easier, with our app.