December.09, 2019
Written Examination Result of JTA
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December.09, 2019
Written Examination Result of MT
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Interest Rate - Published on Nov 22, 2019

Fixed Deposit   Interest rate p.a.
3 Months to 5 years Individual 10.00%
Institutional 10.00%
Above 5 years Individual 10.00%
Institutional 10.00%
Call Deposit Up to 6.50%
Product Rate SN Deposits Minimum Balance Rate p.a (%)
{{jyoti-bumper-saving-account}}-{{6.50;6.50;NRs. 0.00;Quarterly}}-{{yes}} 1 Jyoti Bumper Saving Account 100 6.50
{{staff-saving-account}}-{{7.00;7.00;NRs. 0;Quarterly}}-{{yes}} 2 Staff Saving Account   0 7.00
{{jyoti-salary-saving-account}}-{{6.50;6.50;NRs. 0;Quarterly}}-{{yes}} 3 Jyoti Salary Saving Account 0 6.50
{{sawari-chalak-surakshya-khata}}-{{6..50;6.50;NRs. 100;Quarterly}}-{{yes}} 4 Sawari Chalak Surakshya Khata 100 6.50
{{jyoti-ansiyar-bachat-khata}}-{{6.50;6.50;NRs. 100;Quarterly}}-{{yes}} 5 Jyoti Ansiyar Bachat Khata 100 6.50
{{jyoti-asba-bachat-khata}}-{{6.50;6.50;NRs. 1;Quarterly}}-{{yes}} 6 Jyoti ASBA Bachat Khata 1 6.50
{{jyoti-dampati-bachat-yojana}}-{{7.00;7.00;NRs. 5000;Quarterly}}-{{yes}} 7 Jyoti Dampati  Bachat Yojana 5000 7.00
{{jyoti-bal-bachat-khata}}-{{6.75;6.75;NRs. 100;Quarterly}}-{{yes}} 8 Jyoti Bal Bachat Khata 100 6.75
{{jyoti-jestha-nagarik-khata}}-{{7.00;7.00;NRs. 1000;Quarterly}}-{{yes}} 9 Jyoti Jestha Nagarik Khata 1000 7.00
{{jyoti-samridhi-bachat-khata}}-{{6.50.;6.50;NRs. 0;Quarterly}}-{{yes}} 10 Jyoti Samridhi Bachat Khata 0 6.50
{{hamro-surakshit-bachat-khata}}-{{7.00;7.00;NRs. 3000;Quarterly}}-{{yes}} 11 Hamro Surakshit Bachat Khata 3000 7.00
{{micro-finance-saving}}-{{6.50;6.50;NRs. 100;Quarterly}}-{{yes}} 12 Micro Finance Saving  100 6.50
{{bhukampa-pidit-khata}}-{{6.50;6.50;NRs. 5000;Quarterly}}-{{yes}} 13 Bhukampa Pidit Khata 0 6.50
{{remittance-khata}}-{{6.50;6.50;NRs 0;Quaterly}}-{{yes}} 14 Remittance Khata 0 6.50
{{nari-saman-Bachat-Khata}}-{{7.00;7.00.NRs. 1000;Quaterly}}-{{yes}} 15 Nari Saman Bachat Khata 1000 7.00
{{samajik-surakshya-Khata}}-{{6.5;6.5.NRs. 0;Quaterly}}-{{yes}} 16 Samajik Surakshya Khata 0 6.50
{{fcy-deposit}}-{{2.00;2.00.NRs. 0;Quaterly}}-{{yes}} 17 FCY Deposit  0 2

INTEREST RATES ON DEPOSIT(Intrest Rate p.a. on daily basis)

Interest rate p.a.Interest Rate (% per annum)
1 Business Loan/W.C. & Term Loan Base Rate + 1% to 6.50%
2 Real Estate Loan Base Rate +  2% to 6.00%
3 Educationla Loan Base Rate +  2% to 5.00%
4 H.P. Loan Private Base Rate +  1% to 5.00%
5 H.P. Loan Commercial Base Rate +  2% to 6.00%
6 Mortgage Loan Base Rate +  2% to 6.50%
7 Personal Loan/OD/Others Base Rate +  2% to 6.00%
8 Loan Against Shares Base Rate +  1% to 6.00%
9 Gold and Silver Loan Base Rate + 1% to 6.50%
10 Deprived Sector Loan (Institutional) 11.00% - 17.00%
11 Deprived Sector Loan (Individual) Base Rate + 2% to 6.50%
12 Home Loan Base Rate +  1% to 5.50%
13 Agriculture Loan Base Rate +  1% to 6.50%
14 Jyoti SME Loan Base Rate +  1% to 5.50%
15 Professional Loan Base Rate +  2% to 6.50%
16 Jyoti Microfinance Loan Base Rate +  2% to 6.50%
17 Loan Against Fixed Deposit +2% on Coupon rate or 12% whicheverhigher
18 Base rate (Ashwin End 2076) 11.24%
19 Consortium Financing As per Consortium decision

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