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Tender Notice for CBS and IT Audit
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March.06, 2020
12.75% Bonus Share Tax List
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MT Interview List
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January.09, 2020
12th AGM Election Notice
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January.09, 2020
12th AGM Notice
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December.30, 2019
Election Schedule Notice
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Interest Rates- Published on May 14, 2020

Interest Rates on  Deposits ( p.a. on daily basis)
Fixed Deposit Interest Rate p.a.
3 months to 5 years 

Individual

Institutional

9.00%

8.00%

Above 5 years

Individual

Institutional

9.00%

8.00%

Call Deposit   Up to 4.50%

 

PRODUCT INFO Saving Products Interest Rate p.a. Min Balance
{{jyoti-bumper-saving}}-{{6.00;6.00;NRs. 100;Quaterly Basis}}-{{yes}} Jyoti Bumper Saving Account 6.00% RS.100
{{staff-saving-account}}-{{6.00;6.00;NRs. 0;Quaterly Basis}}-{{yes}} Staff Saving Account 6.00% RS. 0
{{jyoti-salary-saving-account-}}-{{5.75;5.75;NRs. 0;Quaterly Basis}}-{{yes}} Jyoti Salary Savings Account 5.75% RS. 0
{{sawari-chalak-surakshya-khatas}}-{{5.75;5.75;NRs. 100;Quaterly Basis}}-{{yes}} Sawari Chalak Surakshya Khata 5.75% RS. 100
{{jyoti-ansiyar-bachat-khata}}-{{6.00;6.00;NRs. 100;Quaterly Basis}}-{{yes}} Jyoti Ansiyar Bachat Khata 6.00% RS. 100
{{jyoti-asba-bachat-khatas}}-{{5.00;5.00;NRs. 1;Quaterly Basis}}-{{yes}} Jyoti ASBA Bachat Khata 5.00% RS.1
{{jyoti-dampati-bachat-yojana}}-{{6.00;6.00;NRs. 5000;Quaterly Basis}}-{{yes}} Jyoti Dampati Bachat Yojana 6.00% RS. 5,000
{{jyoti-bal-bachat-khata}}-{{6.00;6.00;NRs. 100;Quaterly Basis}}-{{yes}} Jyoti Bal  Bachat Khata 6.00% RS. 100
{{jyoti-jestha-nagrik-khata}}-{{6.00;6.00;NRs. 1000;Quaterly Basis}}-{{yes}} Jyoti Jestha Nagarik Khata 6.00% RS. 1,000
{{jyoti-samriddhi-bachat-khata}}-{{5.75;5.75;NRs. 0;Quaterly Basis}}-{{yes}} Jyoti Samridhi Bachat Khata 5.75% RS. 0
{{hamro-surakshit-bachat-khata}}-{{6.00;6.00;NRs. 3000;Quaterly Basis}}-{{yes}} Hamro Surakshit Bachat Khata 6.00% RS. 3,000
  Micro Finance Saving 5.75% RS.100
  Bhukampa Pidit Khata 5.75% RS. 0
{{remitance-saving-account}}-{{6.00;6.00;NRs. 1000;Quaterly Basis}}-{{yes}} Remittance Bachat Khata 6.00% RS. 0
{{nari-samman-bachat-khata}}-{{6.00;6.00;NRs. 1000;Quaterly Basis}}-{{yes}} Nari Samman Bachat Khata 6.00% RS. 1,000
  Smajik Surakshya Khata 5.75% RS. 0
  Jyoti Saving Account (FCY Deposit) 2.00% RS. 0
{{personal-current-account}}-{{0.00;0.00;NRs. 0;N/A Basis}}-{{yes}} Personal Current Account 0.00% RS.0

Interest Rates on Loan and Advances (Interest Rate p.a. on  daily basis)

Interest Rate (% per annum)
Business Loan/W.C. & Term Loan   Base Rate + upto to 6.50%
Real Estate Loan   Base Rate + upto to 6.50%
Education Loan   Base Rate + upto to 5.50%
H.P. Loan Private   Base Rate + upto to 5.50%
H.P. Loan Commercial   Base Rate + upto  to 6.50%
Mortgage Loan   Base Rate + upto to 6.00%
Personal Loan/OD/Others   Base Rate + upto to 6.50%
Loan Against Shares   Base Rate +  upto to 5.00%
Gold and Silver Loan   Base Rate + upto to 6.50%
Deprived Sector Loan Institutional Base Rate -  1.00% to 5.00%
  Individual Base Rate +  upto to 6.50%
Home Loan   Base Rate +  upto to 5.50%
Agriculture Loan   Base Rate +  upto to 6.50%
Jyoti SME Loan   Base Rate +  upto to 5.50%
Professional Loan   Base Rate +  upto to 6.50%
Jyoti Microfinance Loan   Base Rate +  upto to 6.50%
Startup -Flexi Loan   Base Rate + 2%
Loan Against Fixed Deposit   + Up to 2% on Coupon rate
Base Rate (Chaitra End 2076)   11.16%
Consortium Financing   As per Consortium Decision

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