November.26, 2023
List of non‐operative account for 10 years as on Ashad End 2080
Learn More
September.25, 2023
JBBL Notice Regarding Termination of Internet Banking Service
Learn More
August.30, 2023
Auction Notice Published Date 2080.05.12
Learn More
July.20, 2023
Auction Notice Published Date 2080.04.04
Learn More
July.20, 2023
Auction Notice Published Date 2080.04.04
Learn More
June.14, 2023
Auction Notice Published Date 2080.02.30
Learn More
June.14, 2023
Auction Notice Published Date 2080.02.31
Learn More
May.30, 2023
NOTICE FOR VENDOR LISTING FY 2080/81
Learn More
May.28, 2023
Auction Notice Published Date 2080.02.14
Learn More
May.24, 2023
Vacancy Notice for IT and Card Dept.
Learn More
May.22, 2023
Auction Notice Published Date 2080.02.08
Learn More
May.21, 2023
NBA Sale Notice Published Date 2080.02.07
Learn More
May.21, 2023
Final result of MT for Appointment
Learn More
May.02, 2023
Auction Notice Published Date 2080.01.19
Learn More
April.26, 2023
Auction Notice Published Date 2080.01.13
Learn More
April.25, 2023
Auction Notice Published Date 2080.01.12
Learn More
April.24, 2023
Auction Notice I Published Date 2080.01.11
Learn More
April.21, 2023
Final Result of Junior Assistant-Contract
Learn More
April.20, 2023
Auction Notice I Published Date 2080.01.07
Learn More
April.20, 2023
Auction Notice II Published Date 2080.01.07
Learn More
April.20, 2023
Auction Notice III Published Date 2080.01.07
Learn More
April.13, 2023
Auction Notice Published Date 2079.12.30
Learn More
April.12, 2023
Auction Notice Published Date 2079.12.29
Learn More
April.10, 2023
Auction Notice Published Date 2079.12.10
Learn More
April.10, 2023
Auction Notice Published Date 2079.12.12
Learn More
April.10, 2023
Auction Notice I Published Date 2079.12.13
Learn More
April.10, 2023
Auction Notice II Published Date 2079.12.13
Learn More
April.10, 2023
Auction Notice Published Date 2079.12.16
Learn More
April.10, 2023
Auction Notice Published Date 2079.12.17
Learn More
April.10, 2023
Auction Notice Published Date 2079.12.19
Learn More
April.10, 2023
Auction Notice Published Date 2079.12.20
Learn More
April.10, 2023
Auction Notice Published Date 2079.12.21
Learn More
April.10, 2023
Auction Notice Published Date 2079.12.22
Learn More
April.10, 2023
Auction Notice Published Date 2079.12.23
Learn More
April.10, 2023
Auction Notice Published Date 2079.12.24
Learn More
April.10, 2023
Auction Notice Published Date 2079.12.26
Learn More
April.10, 2023
Auction Notice Published Date 2079.12.27
Learn More
April.10, 2023
JBBL_News Rebuttal Notice
Learn More
March.22, 2023
Auction Notice I Published Date 2079.12.01
Learn More
March.22, 2023
Auction Notice II Published Date 2079.12.01
Learn More
March.13, 2023
Auction Notice I Published Date 2079.11.19
Learn More
March.13, 2023
Auction Notice II Published Date 2079.11.19
Learn More
March.13, 2023
Auction Notice I Published Date 2079.11.23
Learn More
March.13, 2023
Auction Notice II Published Date 2079.11.23
Learn More
March.13, 2023
Auction Notice Published Date 2079.11.26
Learn More
March.13, 2023
Auction Notice Published Date 2079.11.29
Learn More
March.01, 2023
Auction Notice Published Date 2079.11.17
Learn More
February.26, 2023
Detail of customers receiving subsidized credit facilities
Learn More
February.24, 2023
Auction Notice Published Date 2079.11.11
Learn More
February.24, 2023
Auction Notice Published Date 2079.11.12
Learn More
February.22, 2023
Auction Notice Published Date 2079.11.10
Learn More
February.17, 2023
Auction Notice Published Date 2079.11.05
Learn More
February.14, 2023
Auction Notice Published Date 2079.11.02
Learn More
February.12, 2023
Auction Notice Published Date 2079.10.26
Learn More
January.27, 2023
Auction Notice Published Date 2079.10.13
Learn More
January.26, 2023
Auction Notice I Published Date 2079.10.12
Learn More
January.26, 2023
Auction Notice II Published Date 2079.10.12
Learn More
January.26, 2023
Auction Notice III Published Date 2079.10.12
Learn More
January.26, 2023
Auction Notice IV Published Date 2079.10.12
Learn More
January.10, 2023
Auction Notice I Published Date 2079.09.26
Learn More
January.10, 2023
Auction Notice II Published Date 2079.09.26
Learn More
January.09, 2023
Auction Notice I Published Date 2079.09.25
Learn More
January.09, 2023
Auction Notice II Published Date 2079.09.25
Learn More
January.05, 2023
Auction Notice I Published Date 2079.09.21
Learn More
January.05, 2023
Auction Notice II Published Date 2079.09.21
Learn More
January.02, 2023
Auction Notice Published Date 2079.09.18
Learn More
December.28, 2022
Auction Notice I Published Date 2079.09.13
Learn More
December.28, 2022
Auction Notice II Published Date 2079.09.13
Learn More
December.23, 2022
Auction Notice Published Date 2079.09.08
Learn More
December.22, 2022
Auction Notice Published Date 2079.09.07
Learn More
December.11, 2022
Auction Notice Published Date 2079.08.25
Learn More
December.05, 2022
Auction Notice Published Date 2079.08.16
Learn More
November.23, 2022
"Spot the Correct Ball Contest" Terms and Conditions
Learn More
November.18, 2022
Selected Candidates for the post of Management Trainee
Learn More
November.10, 2022
Auction Notice Details
Learn More
November.07, 2022
Selected Candidates for the post of JA (Contract)
Learn More
September.06, 2022
List of Non-operative account since 10 years as on 32/03/2079 B.S(16/07/2022 A.D)
Learn More
February.23, 2022
JBBL Negative tax list (F.Y. 2077-078)
Learn More
February.01, 2022
Notice to update Mobile Number
Learn More
January.26, 2022
JBBL Dividend Rejection List
Learn More
November.29, 2021
List of non‐operative account for 10 years
Learn More
August.01, 2021
Subsidy Loan Customer List for Fiscal year 2077-78
Learn More

Interest Rates- Published on Jul 15, 2024

Effective from 2081.04.01 (2024/07/16)

Interest Rates on  Deposits ( p.a. on daily basis)

Fixed Deposits Individual  Institutional
3 Months 4.50% -
6 Months to below 1 Year 5.00% 3.00%
1 Year to 3 Years 5.50% 3.50%
Above 3 Years 7.00% 5.00%
Recurring Deposit  
Product Name Minimum Monthly Balance Interest Rate (% p.a.)
Jyoti Recurring Deposit Rs. 500 5.50%
Jyoti Dui Guna Deposit  
Product Name Tenure Interest Rate(%)
Jyoti Dui Guna (Individual) 13 Years 11 Months (5083 days) 5.00%
Call Deposit Up to 1.5%
Product Rate SN Saving Deposits Minimum Balance Interest Rate p.a (%)
{{jyoti-bumper-saving}}-{{3.00;3.00;NRs. 1;Quaterly Basis}}-{{yes}} 1 Jyoti Bumper Saving Account Rs. 1 3.00%
{{jyoti-premium-bachat-khata}}-{{5.00;5.00;NRs. 10,000;Quaterly Basis}}-{{yes}} 2 Jyoti Premium Savings Account Rs. 10,000 5.00%
{{jyoti-salary-saving-account-}}-{{3.00;3.00;NRs. 0;Quaterly Basis}}-{{yes}} 3 Jyoti Salary Savings Account RS. 0 3.00%
{{sawari-chalak-surakshya-khatas}}-{{3.00;3.00;NRs. 100;Quaterly Basis}}-{{yes}} 4 Sawari Chalak Surakshya Khata RS. 100 3.00%
{{jyoti-ansiyar-bachat-khata}}-{{3.00;3.00;NRs. 100;Quaterly Basis}}-{{yes}} 5 Jyoti Ansiyar Bachat Khata RS. 100 3.00%
{{jyoti-asba-bachat-khatas}}-{{5.00;5.00;NRs. 1;Quaterly Basis}}-{{yes}} 6 Jyoti ASBA Bachat Khata RS. 1 5.00%
{{jyoti-dampati-bachat-yojana}}-{{3.00;3.00;NRs. 5000;Quaterly Basis}}-{{yes}} 7 Jyoti Dampati Bachat Yojana RS. 5,000 3.00%
{{jyoti-bal-bachat-khata}}-{{3.00;3.00;NRs. 100;Quaterly Basis}}-{{yes}} 8 Jyoti Bal Bachat Khata RS. 100 3.00%
{{jyoti-jestha-nagrik-khata}}-{{3.00;3.00;NRs. 500;Monthly Basis}}-{{yes}} 9 Jyoti Jestha Nagarik Khata RS. 500 3.00%
{{jyoti-samriddhi-bachat-khata}}-{{3.00;3.00;NRs. 0;Quaterly Basis}}-{{yes}}
10 Jyoti Samridhi Bachat Khata RS. 0 3.00%
{{hamro-surakshit-bachat-khata}}-{{3.00;3.00;NRs. 3000;Quaterly Basis}}-{{yes}} 11 Hamro Surakshit Bachat Khata RS. 3,000 3.00%
Micro Finance Saving 12 Micro Finance Saving RS.100 3.00%
Bhukampa Pidit Khata 13 Bhukampa Pidit Khata RS. 0 3.00%
{{remitance-saving-account}}-{{5.00;5.00;NRs. 0;Quaterly Basis}}-{{yes}} 14 Remittance Khata RS. 0 5.00%
{{nari-samman-bachat-khata}}-{{5.00;5.00;NRs. 1000;Monthly Basis}}-{{yes}} 15 Nari Samman Bachat Khata RS. 1,000 5.00%
Muwabja Bachat Khata 16 Muwabja Bachat Khata RS. 0 3.00%
{{staff-saving-account}}-{{3.00;3.00;NRs. 0;Quaterly Basis}}-{{yes}} 17 Staff Saving Account RS. 0 3.00%
Samajik Surakshya Khata 18 Samajik Surakshya Khata RS. 0 3.00%
{{jyoti-smart-savings-account}}-{{3.00;3.00;NRs. 0;Quaterly Basis}}-{{yes}} 19 Jyoti Smart Savings Account RS. 0 3.00%
Super Smart Savings Account  20 Super Smart Savings Account  RS. 15 5.00%
Foreign Currency Deposits Minimum Balance Interest rate(%p.a.)
Call Deposit -                                          1.00%         
Saving Deposit -          2.00%
Fixed Deposit - 3.00%

*Rate for Remittance Deposit: Additional Minimum 1% 

  Loan and Advances (p.a. on daily basis)    
SN Loan Products Floating Rate (%) Fixed Rate (%)
1 Business Loan(Corporate/SME/Agriculture/Real Estate) Base Rate + up to 5.00%  
2 Education Loan Base Rate + up to 5.00%  
3 H.P. Loan Private Base Rate + up to 5.00% 13.00% - 15.00%
4 H.P. Loan Commercial Base Rate + up to 5.00%  
5 Mortgage Loan Base Rate + upto 5.00%  
6 Personal Loan/OD/Others Base Rate + up to 5.00%  
7 Loan Against Shares Base Rate + up to 5.00%  
8 Gold and Silver Loan Base Rate + up to 5.00%  
9 Deprived Sector Loan (Institutional) Base Rate + up to 5.00%  
10 Deprived Sector Loan (Individual) Base Rate + up to 5.00%  
11 Home Loan Base Rate +  up to 5.00% 13.00% - 15.00%
12 Professional Loan Base Rate + up to 5.00%  
13 Subsidized Loan Under Various Scheme Base Rate + up to 2.00%  
14 Startup -Flexi Loan Base Rate +up to 5.00%  
15 Loan against Life Insurance Policy Base Rate + up to 5.00%  
16 Jyoti Microfinance Loan Base Rate + up to 5.00%  
17 Jyoti Pariwartankari karja Base Rate + up to 5.00%  
18 Loan Against Fixed Deposit Up to 2% on Coupon rate   
  Consortium Financing  As per Consortium Decision  
  Avg. Base Rate (Chaitra 2080 to Jestha 2081) 9.43%  

Quick & Easy Access

Make your banking experience easier, with our app.