Small and medium enterprises in Nepal form an integral part of the economy. These sectors have a vast but untapped credit requirement in the banking sector. This product paper is designed in such a way that such borrowers can avail such requirements in SME category in the form of overdrafts and term loan according to their requirements. The target customers in this products would be small family businesses including retailers, wholesalers, distributors, cottage and small scale manufacturing/processing units, exporters, importers, contractors, suppliers, workshops, fabricators, educational institutions, medical/health facilities, travel/tour operators and service sectors.
Financing on working capital requiremrnt of business.