May.30, 2023
NOTICE FOR VENDOR LISTING FY 2080/81
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May.28, 2023
Auction Notice Published Date 2080.02.14
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May.24, 2023
Vacancy Notice for IT and Card Dept.
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May.22, 2023
Auction Notice Published Date 2080.02.08
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May.21, 2023
NBA Sale Notice Published Date 2080.02.07
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May.21, 2023
Final result of MT for Appointment
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May.02, 2023
Auction Notice Published Date 2080.01.19
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April.26, 2023
Auction Notice Published Date 2080.01.13
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April.25, 2023
Auction Notice Published Date 2080.01.12
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April.24, 2023
Auction Notice I Published Date 2080.01.11
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April.21, 2023
Final Result of Junior Assistant-Contract
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April.20, 2023
Auction Notice I Published Date 2080.01.07
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April.20, 2023
Auction Notice II Published Date 2080.01.07
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April.20, 2023
Auction Notice III Published Date 2080.01.07
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April.13, 2023
Auction Notice Published Date 2079.12.30
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April.12, 2023
Auction Notice Published Date 2079.12.29
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April.10, 2023
Auction Notice Published Date 2079.12.10
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April.10, 2023
Auction Notice Published Date 2079.12.12
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April.10, 2023
Auction Notice I Published Date 2079.12.13
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April.10, 2023
Auction Notice II Published Date 2079.12.13
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April.10, 2023
Auction Notice Published Date 2079.12.16
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April.10, 2023
Auction Notice Published Date 2079.12.17
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April.10, 2023
Auction Notice Published Date 2079.12.19
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April.10, 2023
Auction Notice Published Date 2079.12.20
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April.10, 2023
Auction Notice Published Date 2079.12.21
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April.10, 2023
Auction Notice Published Date 2079.12.22
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April.10, 2023
Auction Notice Published Date 2079.12.23
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April.10, 2023
Auction Notice Published Date 2079.12.24
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April.10, 2023
Auction Notice Published Date 2079.12.26
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April.10, 2023
Auction Notice Published Date 2079.12.27
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April.10, 2023
JBBL_News Rebuttal Notice
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March.22, 2023
Auction Notice I Published Date 2079.12.01
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March.22, 2023
Auction Notice II Published Date 2079.12.01
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March.13, 2023
Auction Notice I Published Date 2079.11.19
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March.13, 2023
Auction Notice II Published Date 2079.11.19
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March.13, 2023
Auction Notice I Published Date 2079.11.23
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March.13, 2023
Auction Notice II Published Date 2079.11.23
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March.13, 2023
Auction Notice Published Date 2079.11.26
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March.13, 2023
Auction Notice Published Date 2079.11.29
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March.01, 2023
Auction Notice Published Date 2079.11.17
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February.26, 2023
Detail of customers receiving subsidized credit facilities
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February.24, 2023
Auction Notice Published Date 2079.11.11
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February.24, 2023
Auction Notice Published Date 2079.11.12
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February.22, 2023
Auction Notice Published Date 2079.11.10
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February.17, 2023
Auction Notice Published Date 2079.11.05
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February.14, 2023
Auction Notice Published Date 2079.11.02
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February.12, 2023
Auction Notice Published Date 2079.10.26
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January.27, 2023
Auction Notice Published Date 2079.10.13
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January.26, 2023
Auction Notice I Published Date 2079.10.12
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January.26, 2023
Auction Notice II Published Date 2079.10.12
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January.26, 2023
Auction Notice III Published Date 2079.10.12
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January.26, 2023
Auction Notice IV Published Date 2079.10.12
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January.10, 2023
Auction Notice I Published Date 2079.09.26
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January.10, 2023
Auction Notice II Published Date 2079.09.26
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January.09, 2023
Auction Notice I Published Date 2079.09.25
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January.09, 2023
Auction Notice II Published Date 2079.09.25
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January.05, 2023
Auction Notice I Published Date 2079.09.21
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January.05, 2023
Auction Notice II Published Date 2079.09.21
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January.02, 2023
Auction Notice Published Date 2079.09.18
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December.28, 2022
Auction Notice I Published Date 2079.09.13
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December.28, 2022
Auction Notice II Published Date 2079.09.13
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December.23, 2022
Auction Notice Published Date 2079.09.08
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December.22, 2022
Auction Notice Published Date 2079.09.07
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December.11, 2022
Auction Notice Published Date 2079.08.25
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December.05, 2022
Auction Notice Published Date 2079.08.16
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November.23, 2022
"Spot the Correct Ball Contest" Terms and Conditions
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November.18, 2022
Selected Candidates for the post of Management Trainee
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November.10, 2022
Auction Notice Details
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November.07, 2022
Selected Candidates for the post of JA (Contract)
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September.06, 2022
List of Non-operative account since 10 years as on 32/03/2079 B.S(16/07/2022 A.D)
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February.23, 2022
JBBL Negative tax list (F.Y. 2077-078)
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February.01, 2022
Notice to update Mobile Number
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January.26, 2022
JBBL Dividend Rejection List
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January.25, 2022
Mr. Hari Chandra Khadka appointed as Chairman of Jyoti Bikash Bank Limited
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November.29, 2021
List of nonā€operative account for 10 years
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August.01, 2021
Subsidy Loan Customer List for Fiscal year 2077-78
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MSME loan

Micro, Small and Medium Enterprises (MSME) is integral part of Nepalese economy. The MSME segment is growing day by day in every part of the country and need of fund for working capital requirement and capital investment always exists. To cater the funding requirement of the MSME segment, this product is designed for providing fund in form of overdraft and term loan according to customer's requirement. 

Purpose

  • To finance MSME's working capital and capital expenditure requirement. 

Features

1. Eligibility

  • New or already established firms/partnership firm/ company/institutions subject to conditions as stipulated in NRB Directive 9: Paid up capital: upto 50 lakhs, Fixed assets: upto 5 crores, Engaged in production or service sector, Self engagement of the business owner

2. Business Type

  • Proprietorship Firm, Partnership Firm, Company

3. Target Customer

  • MSME segment engaged in production and service sector

4. Financing Criteria

  • OD loan maximum upto 70% of working capital requirement subject to coverage of collateral
  • Term Loan upto 80% of project cost subject to coverage of collateral

5. Loan Amount

  • Minimum Loan amount: NPR 3 lakhs
  • Maximum Loan amount: NPR 1 crores

6. Interest rate: Competitive interest rates. Click here

7. Collateral 

  • Land and Building and other Intangible securities

8. Nature of Facility

  • Revolving 
  • Non-revolving

9. Tenure

  • OD/Working capital loan shall be revolving in nature and will be provided for 1 year and shall be renewed on satisfactory performance
  • Term Loan shall be non-revolving in nature and shall be provided for 5 years

10. Repayment Modality

  • Interest of OD loan shall be monthly or quarterly
  • EMI or EQI in case of Term Loan

Required Documents

  • Duly filled loan application form of bank
  • Photograph and Copy of citizenship of applicant and the guarantors
  • Copy of PAN certificate
  • Copy of registration of the business
  • Last two years audited financial statement and three years projected financial statement
  • Latest tax clearance copy
  • MOA, AOA, Board minute if the borrower is company
  • Partnership deed, if borrower is partnership firm
  • Other related document as necessary

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