Mobile Banking


Jyoti Bikash Bank has implemented latest version of Mobile banking called Jyoti-Smart. Its upgraded version of mobile banking which can be operated on both SMS and Internet Mode. Customer can get wide range of services from Jyoti Smart.

    • Balance Inquiry, Account Statement, Cheque Book Request.
    • Forex Exchange rate Inquiry.
    • Branch Navigation via google map.
    • Fund Transfer in own Banks other accounts and within fonepay member banks within Nepal.
    • Merchant Payments
    • Electricity Bill Payments of NEA.
    • Mobile Top and Recharge for NT, NCELL , Dish home
    • Internet Bill payments of various ISPs.
    • Fund transfer to eSewa Wallet.
    • Feedback to bank.

    • SMS and GPRS notification of each transaction alert.
    • Can be operated on internet (WIFI /Mobile Date) so that every time SMS cost will be saved to customer end.
    • Can be operated on SMS mode if internet is unavailable.
    • Equipped with Strong Security features: like, One Time Password, (Transactional Password), Device IME / MAC address binding to particular mobile set, improved encryption for data transmission.
    • Can be used to pay for any merchant which are already in fonpay member bank e.g. ( BUS TICKET, MOVIE TICKET)
    • User friendly design.
    • Multiple accounts can be linked via single mobile accounts.
    • More interactive

For any Support needed Please contact in following Address

eBanking/Card/Mobile Banking Unit

Jyoti Bikash Bank Ltd, Corporate Office

Kamaladi, Kathmandu


Phone: 977- 01-4411116/4427550

Fax: 977-01-4442192