STC Charges

Account Service
Charge Head Charge
Good for Payment Rs. 300 Per Cheque
Good for Payment Cancellation Rs. 300 Per Cheque
Issuance of Balance Certificate Rs. 500
Rs. 200 for extra original copy
No Charge for Audit Purpose
No Charge for BFIs
Interest Earned Certificate/Other Rs 500
Statement Issuance Free
Duplicate Statement Issuance Rs 10 per page
Account Statement Charge sent through fax/mail Rs 5 per page
Account Statement Charge sent through courier Actual cost of courier
Stop Payment Charge Rs 250 per instruction
Cheque Issuance against lost of requisition slip Rs 100
Cheque Returned Unpaid (From Counter) Rs 250
Charge against uncollected cheque (Crossing 1 year) Rs 100
Issuance of Manager's Cheque Rs 200
Cancellation of Manager's Cheque Rs 100
Withdrawal Slip/Issuance of One Leaf Cheque Rs 50
Free Bank Staff/NEA Staff accounts and BOD/ex BOD
Free for Social Security Account
ABBS Charge Free
Charge to publish death notice As per public notice charge (actual notice charge)
Account Closure Rs 300 (Within 6 months)
Issuance of Debit/Credit Advice NA
Duplicate of Debit/Credit Advice Rs 50
Record Retrieval
Charge Head Charge
Within 3 months of transaction Free
Within 3 years to 1 year Rs. 100
Within 1 year to 2 years Rs. 200
After 2 years Rs. 300
Standing Instructions (as per customer request) Rs 100 per instruction
Courier Charge Actual plus 500
SWIFT Charge Actual plus 500

FD recurring deposit premature/cancellation

For FD crossing half tenure period 2% charge on deal amount for the period of remaining time
For FD not crossing half tenure period Interest rate of minimum saving rate for elapsed time period
CCTV footage Retrival Charge Rs 500
Charge Head Charge
Below 2,00,000 Free
Rs 2,00,000 and above Rs 30
High Value Clearing Rs 100
Express Rs 100
FCY Cheque Presentment Rs 30
Late Presentment Rs 200
Inward Cheque Return Rs 250
Charge Head Charge
Upto Rs 500 Rs 2
Rs 500 - Rs 5,000 Rs 5
Rs 5,000 - Rs 50,000 Rs 10
Above Rs 50,000 Rs 15
FCY Transaction Fee Rs 15
Jyoti Remit
Charge Head Charge
Rs 1 - Rs 25,000 Rs 100
Rs 25,001 - Rs 50,000 Rs 150
Rs 50,001 - Rs 1,00,000 Rs 200
Other Remittance Actual Cost
Charge Head Charge
ATM Issuance Fee (New/Renew/Supplementary/Lost/Damage) Rs 700
Re-PIN Charge Rs 150
Fake Claim Charge Rs 250
ATM Charge if not collected within 90 days Rs 300
Balance Inquiry Off us (Member & Non-member within Nepal) Rs 5 - Rs 20
Balance Inquiry Off us (India) Rs 50
Stop Request/Card Block Rs 100
Linking New Account Rs 100
ATM Cash with Withdraw Fee - Nepal Rs 30
ATM Cash with Withdraw Fee - India Rs 250
ATM Access Fee (Cross Border Free) As defined by the Issuer Bank
Installment Basis Card Issuing Fee for every 2 years Rs 300
Validity of the Card 6 years
Mobile Banking Fee
Charge Head Charge
Registration/Renewal Fee Rs 200
Password Reset Fee Rs 50
Validity of the Service 1 year
Interbank Fund Transfer (min. 100 & max. 5000) Rs 10 - 20
Block/Unblock Charge Rs 50
Credit Card related Payment (min. 100 & max. 100000) Rs 15 - 60
Internet Banking
Charge Head Charge
Registration/Renewal Fee Rs 100
Password Reset Fee Rs 50
Validity of the Service 1 year
Safety Seposit Locker (SDL)
Type Area of Locker (sq cm) Security Deposit Annual Rental Charge
Small Below 20,000 sq cm Rs 5,000 Rs 2,500
Medium 20,001 sq cm to 35,000 sq cm Rs 7,000 Rs 4,500
Large 35,001 sq cm to 50,000 sq cm Rs 10,000 Rs 5,500
Extra Large Above 50,000 sq cm Rs 15,000 Rs 8,000


Breaking of Locker (if Customer lost key): Equivalent to security deposit or actual cost whichever is higher.

* The security deposit is refundable at the time of surrender of the locker key by the customer.

Guarantee Commission
Charge Head Charge
Bid Bond 0.25% p.q to 0.60% p.q or (min. Rs 1,000 p.a)
Performance Bond 0.25% p.q to 0.60% p.q or (min. Rs 1,500 p.a)
Advance Payment 0.40% p.q to 0.80% p.q or (min. Rs 2,500 p.a)
Counter Guarantee 0.40% p.q to 0.80% p.q or (min. Rs 1,500 p.a) or US $50
Supplier Credit Guarantee 0.40% p.q to 0.80% p.q or (min. Rs 1,500 p.a)
Amendment (except enhancement and extension) Rs 1,500
Charge Head Charge
CIC/Inquiry As per CIC provision
Service charge for funded loans 1%
Commitment fee for unutilized limit 1%
Prepayment Charge 1%


  1. In case of Inter State collateral, higher limit will charge
  2. Partial Release include the Release of Collateral and Personal Guarantor
  3. Clause is not applicable in partial release of pledged share in the case of Share Loan
Charge Head Charge
SWAP Charge 1% - 2%
Loan Pre-disbursement charge 0.10% to 0.50% of amount or 5,000 whichever is higher
Renewal charge for Deprived sector wholesale lending Min. Rs 5,000 to 1%
Renewal charge for other funded loans 0.5% of Renewal limit
Share Pledge charges per institution Actual Charge only
Collateral release charges before maturity (OD a/c) No charge in case of branch transfer
Partial release charge Rs 5,000 to Rs 25,000 per release **
Credit Reply (enquiry) Rs 500