MANAGEMENT TEAM



Department Heads


  • MADAN KUMAR MAHAT

    Head - Legal Department

  • BIKASH RANABHAT

    Head –IPC & SME

  • BALDEV THAPA

    Head-HR, Operation , Treasury Front , L & D Department

  • DILIP RAJ BARAL

    Head - Recovery Department

  • RAJA RAM THAPA

    Head – Retail

  • RESHAM RAJ ACHARYA

    Head – IT Department

  • UMA SHRESTHA

    Head – Internal Audit Department

  • Prajita Joshi

    Head - Compliance and AML CFT

  • ARPANA BAJRACHARYA

    Head - Deposit Marketing & CRM

  • Sudeep Dhakal

    Head- Card & Digital Banking

  • Birat Singh Khadka

    ln-charge IT Department

  • Manoj Rayamajhi

    In-Charge IPC and SME

  • GANGA RAM BASUKALA

    Head - CAD

  • SANTOSH SINGH

    Head - GSD

  • Bikash Dhakal

    Officiating Head- Finance

  • Krishna Prasad Osti

    ln-charge Legal Department

  • Mahendra Thapa

    ln-charge HRD

  • Sharmila Shrestha

    ln-charge Branch Operation

  • Sharad Acharya

    Head-Credit Risk

  • Kushal Jung Adhikari

    Head Branding and Corporate Communication

  • Ashok Marahatta

    Head-Operation and Other Risk

  • SANJIV POUDEL

    In-Charge Remitance

  • Krishna Mai Gautam

    ln-charge Micro Credit

Regional Managers

Mohan Raj Giri

Regional Manager Bardibas

Bisal Lamichhane

Regional Manager Pokhara

Kapil Neupane

Regional Manager Kohalpur

Bigyan Sah

Regional Manager Itahari

Senior Branch Managers


  • ROSHAN THAPA

    Branch Manager - Banking Office

  • BIJAY RAM ACHARYA

    Branch Manager - Jhumka

  • PREMSHWOR SHAKYA

    Branch Manager - Ason Branch

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MANOJ KUMAR GYAWALI

Chief Executive Officer (CEO)

MANOJ KUMAR GYAWALI

Mr. Manoj Gyawali is Chartered Accountant with post qualification experience of Central Banking, Commercial Banking, and Capital Market for more than 15 years. He has experience of central bank’s treasury management for more than 4 years, more than 8 years of experience as CFO, Head of Operations and top level management team member of leading Commercial Bank and as Managing Director of Investment Banking Company. He also has experience in Hydropower Development Company with South Korean investment as Finance Controller and Finance Director. He also served as visiting faculty to various management college for BBA and MBA courses. He has contributed to Association of Chartered Accountant of Nepal as Treasurer. He has more than 4 years of pre-qualification experience and exposure of auditing, financial accounting & financial management of construction companies, hospitality business, service industry and banking in India. His expertise in financial management and organizational management are taken as competitive advantage of the company.

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SUSHIL KUMAR SHARMA

Chief Business Officer ( CBO)

SUSHIL KUMAR SHARMA

Mr. Sushil Kumar Sharma has more than 27 years of working experience in banking sector. He started his career from Nabil Bank Ltd Former Nepal Arab Bank Ltd in 1990 A.D. and has gained working experience in different sectors like Credit and Trade Finance, Remittance, Treasury, Marketing, Branch manager of high value branches like Biratnagar, Birgunj, New Road, Butwal etc. as well as more than 4 years as Regional Manager. Prior to joining Jyoti Bikash Bank, he was in Nepal SBI Bank Ltd, an associate of State Bank India as Regional Manager - Central Region and was controlling 25 branches inside and outside Kathmandu valley. He holds Masters degree in Business Administration from Tribhuwan University with specialization in profit planning and budgeting as well as Tax law and planning.

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Paras Raj Kandel

Chief Risk & Strategy Officer (CRSO) and Company Secretary

Paras Raj Kandel

Mr. Paras Raj Kandel is a chartered accountant from the Institute of Chartered Accountants of India with 12 years of post-qualification experience. He started his career in banking in 2007 with ICICI bank, the largest private sector bank in India, working in Financial Accounting and Reporting Group (FARG) at Assistant manager level and has successfully headed various functional units in Banks and financial institutions in Nepal till date. Apart from experience working as a CEO of a regional level development Bank, Hamro Bikas Bank, he has experience working in a national level finance company (erstwhile Standard Finance Limited) in the capacity of Head of finance, planning and administration as well as in a commercial Bank (Civil Bank Limited) in the capacity of head of internal audit and Compliance (AML/CFT His core areas of expertise include financial reporting, Budgeting and planning, risk management, compliance and strategy formulation. Mr. Kandel had the last stint as a CEO in Hamro Bikas Bank Limited for a little less than 2 years and 9 months and was a key member of the team instrumental in devising the scheme of arrangement for the acquisition of Hamro Bikas Bank Limited by Jyoti Bikas Bank Limited. 

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RAMHARI ACHARYA

Chief Operating Officer(COO)

RAMHARI ACHARYA

Mr. Ramhari Acharya has more than 20 years of working experience in banking sector. He started his career from Everest Bank Ltd. (A Joint Venture with Punjab National Bank, India) in 1998 AD and has gained working experience in different sectors as Credit and Trade Finance, Remittance, Marketing and Branch Management. He holds Bachelors’ degree in Science and Masters’ degree in Public Administration from Tribhuvan University. 

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MADAN KUMAR MAHAT

Chief Manager

MADAN KUMAR MAHAT

Mr. Madan Kumar Mahat has more than 10 years. banking experience in Jyoti Bikash Bank as Company Secretary, Head HR, GSD, Legal and Compliance. Mr. Mahat has completed double Master’s degree which includes Masters in public administration (MPA) and LLM in business law. He is prominent lawyer with experience of handling various civil, criminal and corporate cases for more than 20 years.