Jyoti Bikash Bank

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Jyoti Shramjivi Saving Account

Introduction
This product is aimed to facilitate the working people/employees/labors of different institutions like factory/hotels/schools/hospitals/colleges/companies/ and every other organizations for their salary payment purpose as well as to develop a saving habit out of their hard earned money. Having Jyoti Shramjivi Saving Account in Jyoti Bikash Bank Ltd. prevail the customers to get competitive rate of return in their staff saving account as well as they will be facilitated with many other modern banking products and services of the Bank.

Minimum Balance: Nil
Interest Rate: 8% p.a.
Interest Payment Mode: Quarterly Basis

Other Services
 JBBL Bancassurance, Remittence services.
 JBBL Professional loan for permanent job holders or on corporate guarantee as per policy Bank (need to change in product paper of Jyoti Professional Loan)
 Souvenir to the home institution opening salary account in JBBL.
 0.25% discount on service charge to home institutions and their employees on their lending facility.
 Accidental Death Insurance of NPR. 100,000.00 to each account holder.

General Features
 Account can be opened from any of the JBBL branches
 Competitive rate of return
 0.10% discount/premium on Foreign Currency Exchange service.
 50% discount on Annual Locker Charge
 50% discount on Good For Payment Charge
 Free Smart Banking-Mobile Banking service for first year
 Free Visa Debit Card issuance for first two years
 Free Cheque Book issuance
 Free ABBS facility
 Free e-banking facility
 On demand account statement
 C-ASBA service
 ECC service





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